Link:
Expires:
October 31, 2021
Retailer:
BMO

 

Hello, long time lurker rarely a poster ;p always in rfd for some good deals and discussions. My renewal for Amex is coming up and have been debating if I should just keep it or find something new with bonus, I’ve been trying to find a Mastercard to replace Rogers WE (especially I think I read somewhere they’re dropping to 1% cb for everything), and something to use at Costco as a bonus. Unfortunately I don’t qualify for the Tangerine bonus since I had their cb card before and the agent said they can’t wipe my profile even though it was years ago. I stumble upon this and wondering what everyone thinks

BMO Cashback World Elite MC – 10% cash back in your first 3 months and the $120 annual fee waived in the first year, max $260 spread across different categories

Creditcardgenis bonus – $100 GeniusCash


Eligibility
Minimum $80,000 (individual) or $150,000 (household) annual income required.

Cash back categories
5% on groceries
4% on transit
3% on gas
2% on recurring bills
1% cash back on all other purchases (no limit – implies there’s limit on the other categories?)

Some fine print on the cash back amount
BMO CashBack World Elite Mastercard applications must be received between May 3, 2021, and December 6, 2022 to receive the 10% cash back welcome bonus offer. The 10% earn rate applies to qualified spend up to $2,600 (up to $500 qualified spend in grocery, up to $300 qualified spend in transit, up to $300 qualified spend in gas and electric vehicle charging, up to $500 qualified spend in recurring bill payments, and up to $1000 qualified spend on all other purchases (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) in the welcome offer period, with a maximum of $260 cash back.

 

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